ARC Insurance

Home Renovations: How does this affect insurance?

Owning a home is much more than just paying off a mortgage. If you want to protect your investment, you should maintain it, update it and-- yes-- insure it! While your current level of coverage may be appropriate for your home as-is, renovations can actually impact the type of policy you need and how high […]

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Creating an Emergency Preparedness Kit for your Home

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Emergency Preparedness & Insurance May 6th through 12th every year has been declared Emergency Preparedness Week by the Government of Canada. Countrywide, people use this event as a yardstick to measure their own home’s readiness to handle emergencies. Alberta Emergency Management Agency (AEMA) is partnered with Public Safety Canada to spread these messages throughout the […]

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Tips on How to Lower Car Insurance Rates

Car insurance rates are set so that the insurer can earn a profit without alienating potential insurance customers in the process. To sum up a rather complicated relationship, the riskier the insurance customer, the higher the car insurance rates to ensure that the insurer can earn a profit. As such, if you have an interest […]

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Average Car Insurance Rates Across Canadian Provinces

Car insurance rates vary across Canada, thanks to a multitude of factors. There are both public and private run insurance programs throughout the nation, with Saskatchewan, Manitoba and British Columbia relying on provincial run coverage, while the rest of Canada is privately insured, through multiple independent insurance companies. Generally, private insurance coverage has proven to […]

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When is Collision & Comprehensive Car Insurance No Longer Worth It?

One of the first things people tend to look at when trying to find ways to save money on monthly costs is car insurance. For many in Edmonton, the monthly costs for their auto coverage represents a significant part of their paychecks - especially if one doesn't have many years of clean history with no accidents or tickets. So when is the best time to remove optional vehicle insurance, such as collision and comprehensive coverage?

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Insurance Companies & Backwater Valves

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Many home and property insurance claims here in Alberta are a result of our ever-changing weather. Whether cold and icy, hot and dry or even windy and rainy - we all know that we live in an environment that can be as harsh as it is beautiful. Lately, there has been a lot of concern […]

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How Mileage Affects Your Vehicle Insurance

Vehicle insurance is impacted by many different influences-- from something as minor as a decade-old fender-bender on your record, to something as major as industry-wide trends across insurers or manufacturers. One of the more overlooked areas is simply how much and how far a vehicle is driven on a day-to-day basis. Have you noticed anytime […]

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5 Easy & Effective Ways to Secure Your Home

When it comes to protecting your property and the people within it, insurance is often in the same conversation. Having a policy in place to preserve your investments is important-- but do not overlook the things you can do prevent a security breach in the first place. A more secure property is often more affordable […]

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The Different Types of Auto Insurance Explained

Auto insurance isn’t one-size-fits-all. In Alberta, there are many different types of auto insurance that offer various degrees of coverage, and each is unique. Determining which type you should purchase is a matter of understanding what they all entail and choosing which one best suits your needs. To help make this process easier, we are […]

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