What is the difference between public and private auto insurance? Public auto insurance is provided through a government-run insurer for some or all required coverage, while private insurance is sold by competing insurance companies. Canada’s provinces use different models, including public, private and hybrid systems. Private systems can offer more insurer choice, while public systems […]
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Don’t let a auto collision insurance claim ruin your summer fun! Summertime always means vacation time for most drivers, especially students and employees. Some even plan their summer vacations months in advance just to cut the worries and reduce the hassle of preparations. However, one of the most important factors that families should consider is […]
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Whether you are looking for first time car insurance on your first car, or you are looking to get away from your parents’ policy, it is important that you choose an insurance product that not only offers the best value for money, but that offers the appropriate level of coverage for your needs. Always ensure […]
Read MoreThere were a lot of horrified faces across Alberta in 2014, when police busted an international auto theft ring doing business on their doorsteps. More than 100 luxury sedans, SUVs, and high-end trucks had been stolen, according to reports by the Canadian Broadcasting Corporation, “legitimized with counterfeit vehicle identification papers, then sold with fraudulent bills of […]
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Which Canadian province has the cheapest car insurance? In the 2026 figures presented in this article, Quebec has the lowest average annual car insurance premium among the provinces compared. Provincial averages can change over time because insurance systems, regulations, claims costs and market conditions differ across Canada. Your own premium will also depend on your […]
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Does distracted driving increase insurance? A distracted-driving conviction can increase your auto insurance premium because insurers may treat it as a higher-risk driving offence. The size of the increase depends on the insurer, your driving record and any other convictions or claims. In Alberta, distracted driving can also result in fines and demerit points. Once […]
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Will hitting a deer make my insurance go up? Not necessarily. A direct collision with a deer or other animal is generally handled under comprehensive coverage when that coverage is included, and the effect on your future premium can vary by insurer and claims history. If you swerve and hit another vehicle or object, the […]
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What is no-fault auto insurance in Alberta? No-fault insurance generally means people injured in a collision access certain benefits through their own insurance system regardless of who caused the crash, while rules for lawsuits and compensation are set by the provincial framework. Alberta’s auto insurance system is changing, so drivers should rely on current provincial […]
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Which Alberta city has the most expensive car insurance? Auto insurance rates can vary between Alberta cities because insurers consider local claim frequency, theft, collision rates, repair costs and other regional risks. Larger urban centres often have higher premiums than smaller communities, but the most expensive location can change over time. Your personal driving history, […]
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How do insurance brokers make money? Insurance brokers are typically paid a commission by the insurance company when they place or renew a policy, rather than charging the client a separate fee for standard personal insurance advice. Because brokers can work with multiple insurers, they can compare coverage and pricing on a client’s behalf. Commission […]
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