Business Insurance

Business Insurance Edmonton

Man in checkered shirt and woman in a grey sweater shake hands over a wooden desk. Both have laptops, one displaying a company growth chart.

ARC Insurance is your local Edmonton small and mid-size commercial insurance specialist. We know that getting insurance for a business is not the easiest thing to do.

Getting proper commercial insurance is a crucial component of running a successful company. Yet, the average Alberta business owner does not pay attention to insurance documents.

When it comes to insurance, there are so many complicated words and acronyms. There are also many different types of coverages.
Unsurprisingly, people sign up with the first commercial quote they receive. They are often unsure of what they have purchased!


Locations We Serve

Commercial Insurance Simplified

At ARC Insurance Brokers, our motto is specialization equals simplification.

We are not a jack-of-all-trades. We focus on specific risks so that we can benefit our clients with our knowledge and expertise:

Faster Response & Service:  One phone call is enough to complete a quote. We can start an insurance policy within 24-28 hours.

Better Insurance Rates:  We find the most competitive business insurance rates in Edmonton.

Tailor-Made Coverage:  We offer custom coverage for businesses with special needs.

Professional Services Insurance

Man in white shirt and black tie sits at a wooden desk, drinking coffee and working on a laptop
From accountants and bookkeepers to dentists and lawyers – we have you covered.

View our specialized insurance coverage for industries such as:

  Accounting & bookkeeping firms
  Architects & commercial artists
  Engineering firms & consultants
  Medical clinics & dental offices
  Physicians, surgeons, physiotherapists & podiatrists

Retail & Service Industry Insurance

Female barista serves customer a white mug of coffee over a wooden countertop
Comprehensive coverage for businesses in the retail and service industry.

Our retail and service industry coverage includes businesses like:

  Restaurants and cafes
  Salons and spas
  Microblading studios
  Medical spas
  Hair salons

Request A Quote


What is the Cost of Business Insurance in Edmonton?

On average, Edmonton business insurance costs around $450 per year. This is based on a basic commercial general liability policy with a $2M limit.

The exact cost of business insurance in Edmonton can vary depending on a variety of factors. These include:

  • Industry
  • Risk Exposure
  • Location
  • Number of Employees
  • Years of Experience
  • Claims History
  • Revenue

Every business is different, and it’s important that you request a quote.


Why Choose ARC for Edmonton Business Insurance?

We are a boutique Edmonton insurance brokerage. We look at insurance as a relationship, not a transaction.

Our diverse team is passionate about making the lives of business owners easier.

We dedicate ourselves to providing a better insurance experience by offering tailored products.

Our agents take the time to understand your needs. They provide advice and support to find the perfect insurance product.

ARC Insurance combines local expertise with national resources. We have the expertise and creativity to deal with all challenging risk situations.


Edmonton Business Insurance FAQs

Why do I need commercial insurance if my business is not operating during the coronavirus crisis?

We recommend clients keep their commercial insurance policies, even for closed businesses. Your policy can still protect your business, including loss or damage. Without adequate coverage, you could end up responsible for repairing damages.

What are the basic components of a commercial auto insurance policy?

The basic components of a commercial auto insurance policy include:

  • Liability insurance: Accidental injury or property damage.
  • Collision coverage: Physical damages to the vehicle.
  • Other coverage options: Theft, hail, fire, etc.
Is my current business insurance policy eligible if I change the way I run my business?

If you make any changes to your business, it’s important to notify your broker. These “material changes of risk” can change your risk exposure and the type of coverage you need. It’s important to make sure your business is always protected.

Does my business need cyber insurance?

Even small businesses need cyber insurance to protect their information. In fact, small businesses are more vulnerable to attacks!
If your business stores customer information, cyber insurance is a policy you need.

Am I covered if I use my personal vehicle for business purposes?

If you use your personal vehicle, you must disclose this to your broker. They can add a commercial policy to your current policy.

This will ensure coverage for your personal vehicle. If you regularly use your vehicle for business, you need commercial car insurance.

What is the best type of insurance for a small business?

The best type of insurance is one that suits your business’s unique needs. For example:

  • Product Liability: Protects you from claims related to the products you sell.
  • General Liability: Protects you from damage to a client or third party’s property.
  • Professional Liability: Protects you from claims that your business did not meet requirements.
How much does a $1M policy cost?

On average, small business owners pay a few hundred to $1,000 per year for a $1M policy. But Edmonton business insurance costs can vary, and $1M in coverage may not be what you need.
Different factors affect the cost of insurance.

Is general liability insurance for a small business in Edmonton enough to protect me?

General liability insurance protects your business from legal liability. It will not cover your commercial property, equipment, and vehicles.

Without proper coverage, you will have to pay for replacement and repairs out of pocket.

Our brokers work to save you money

ARC Insurance Brokers is a full-service Edmonton insurance brokerage. We provide local businesses with commercial insurance, from basic liability to building insurance.

Our agents take the time to know you, and we dedicate ourselves to protecting your business.

If you are looking for top-notch coverage or a basic plan to meet your budget, get your free quote today!

We offer a wide range of commercial insurance projects to suit your individual needs.


Our Partners

ARC Insurance Brokers is backed by some the biggest names in the industry.