Auto Insurance

Tips on How to Lower Car Insurance Rates

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Car insurance rates are set so that the insurer can earn a profit without alienating potential insurance customers in the process. To sum up a rather complicated relationship, the riskier the insurance customer, the higher the car insurance rates to ensure that the insurer can earn a profit. As such, if you have an interest […]

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When is Collision & Comprehensive Car Insurance No Longer Worth It?

Person on a phone leaning against a car after getting into an accident

One of the first things people tend to look at when trying to find ways to save money on monthly costs is car insurance. For many in Edmonton, the monthly costs for their auto coverage represents a significant part of their paychecks – especially if one doesn’t have many years of clean history with no accidents or tickets. So when is the best time to remove optional vehicle insurance, such as collision and comprehensive coverage?

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How Mileage Affects Your Vehicle Insurance

Vehicle insurance is impacted by many different influences– from something as minor as a decade-old fender-bender on your record, to something as major as industry-wide trends across insurers or manufacturers. One of the more overlooked areas is simply how much and how far a vehicle is driven on a day-to-day basis. Have you noticed anytime […]

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5 Common Auto Insurance Questions

Car insurance can be complex. This is reflected in the volume of auto insurance questions we get from drivers of all ages and walks of life. In order to help you find clear information on some of the recurring inquiries we receive, we’ve provided a list of the most common auto insurance questions, and their […]

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Getting Car Insurance in Alberta

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Whether you have moved to Alberta from another province, have bought a new car, or even just obtained your license, you will be unable to drive before you insure your vehicle; driving without car insurance in Alberta is against the law and can result in a serious fine. The following tips will help you choose […]

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The Top 10 Most Stolen Cars in Alberta in 2017

Having your vehicle stolen is much more than just an insurance hassle, it’s expensive! Vehicle theft costs Canadians millions of dollars each year in replacements, repairs, police and more. Have you ever wondered if certain vehicles are stolen more often? Even more, have you ever wondered if your car is a potential target? Thanks to […]

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5 Tips to Find the Best Car Insurance Policy in Alberta

Finding the best car insurance in Alberta isn’t the easiest task, but it is far from daunting. Half the battle is understanding your needs from an insurance policy; the best car insurance for one person may not suit another. Ideally, you want to secure a policy that not only provides you with the extent of […]

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Alberta Basic Auto Insurance Increase Coming January 1, 2018

The Automobile Insurance Rate Board (AIRB) completed its 2017 Annual Review process which ultimately determines if auto insurance rates are going to increase or decrease in the upcoming year. The group reviews both personal and commercial vehicle policies for industry losses and determines trends that may affect pricing moving forward. Alberta’s Private Passenger Rate History […]

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What is Third Party Liability Car Insurance?

If you are involved in a vehicle accident that caused injuries or even fatalities, you could be found liable. Similarly, if you lost control and damaged somebody’s property, you could owe for the damages. The value of these could end up costing you thousands of dollars, or even more. This is a greater financial burden […]

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TRUE OR FALSE: The Luxury Car Insurance Myth

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Luxury cars cost more, right? Right– for the most part, that is… Insurance policies are built on dozens of complex factors and each factor has its own individual complexities. This can mean different drivers in identical cars can have as disparate rates as identical drivers in different cars. It’s a confusing system, but it has […]

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