What should you do if your car is stolen? First, confirm the vehicle was not towed or moved, then report the theft to police and obtain a file number. Contact your insurer or broker as soon as possible and provide the vehicle details, keys, ownership information and any available tracking data. Theft of the vehicle […]
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What are the cheapest cars to insure in Alberta? The lowest-cost vehicles to insure are typically models with lower repair costs, strong safety records, lower theft risk and modest performance. Family sedans, compact SUVs and crossovers often cost less to insure than luxury or high-performance vehicles. There is no single cheapest model for every Alberta […]
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Is Aviva still in Alberta? Yes. Aviva still offers insurance in Alberta through broker-distributed channels, although Aviva Direct began phasing out its direct-to-consumer home and auto business in the province in January 2025. Alberta customers should check current product availability with a broker because the change affected Aviva Direct rather than all Aviva insurance in […]
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What is a usage-based insurance policy? Usage-based or telematics insurance uses a mobile app or in-vehicle technology to measure driving behaviours such as braking, acceleration, speed, distance and time of day. Depending on the insurer’s program, the data may be used to determine discounts or influence pricing. Before enrolling, review what information is collected, how […]
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What are some common auto insurance myths? Common myths include assuming red cars always cost more to insure, believing the minimum coverage is enough for every driver, or thinking another person’s insurance always follows them when they drive your vehicle. Auto insurance pricing and coverage depend on policy wording, driver history, vehicle characteristics and use. […]
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How much does Uber insurance cost? There is no single Alberta price because Uber drivers must maintain personal auto insurance, and the cost of that policy depends on the driver, vehicle, location and insurer. Uber also maintains commercial auto coverage for certain periods while drivers are using the app. Tell your insurer or broker that […]
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Car insurance rates are set so that the insurer can earn a profit without alienating potential insurance customers in the process. To sum up a rather complicated relationship, the riskier the insurance customer, the higher the car insurance rates to ensure that the insurer can earn a profit. As such, if you have an interest […]
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One of the first things people tend to look at when trying to find ways to save money on monthly costs is car insurance. For many in Edmonton, the monthly costs for their auto coverage represents a significant part of their paychecks – especially if one doesn’t have many years of clean history with no accidents or tickets. So when is the best time to remove optional vehicle insurance, such as collision and comprehensive coverage?
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Does mileage affect car insurance rates? Yes, annual mileage can affect your premium because driving more kilometres generally increases your exposure to accidents and claims. Insurers may consider annual kilometres, commuting distance and how the vehicle is used when calculating rates. Drivers with lower mileage may qualify for different pricing or usage-based options with some […]
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What should you know before buying auto insurance? Before choosing car insurance, understand the mandatory Alberta coverages, your liability limit, deductibles and whether you need optional collision, comprehensive, rental vehicle or loss-of-use protection. Your driving history, vehicle, location and use of the car can all affect price. Comparing quotes from multiple insurers helps you balance […]
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