What are the different types of auto insurance in Alberta? Alberta auto insurance includes mandatory third-party liability and accident benefits, plus optional coverages such as collision and comprehensive insurance. Collision helps cover damage from a crash, while comprehensive can cover risks such as theft, vandalism, hail and certain animal collisions. The right combination depends on […]
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Car insurance rates are set so that the insurer can earn a profit without alienating potential insurance customers in the process. To sum up a rather complicated relationship, the riskier the insurance customer, the higher the car insurance rates to ensure that the insurer can earn a profit. As such, if you have an interest […]
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What should you know before buying auto insurance? Before choosing car insurance, understand the mandatory Alberta coverages, your liability limit, deductibles and whether you need optional collision, comprehensive, rental vehicle or loss-of-use protection. Your driving history, vehicle, location and use of the car can all affect price. Comparing quotes from multiple insurers helps you balance […]
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What documents do I need for car insurance? Insurers typically need your driver’s licence, vehicle details such as the VIN and registration information, your address, driving history and information about anyone else who will drive the vehicle. You may also be asked for your current insurance details or claims history. Having this information ready can […]
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What questions should you ask about car insurance? Ask what coverages are mandatory, what liability limit is appropriate, how deductibles work, which optional coverages are included and what exclusions apply. You should also ask about discounts, accident forgiveness, rental-car protection and how claims may affect your premium. Comparing answers across insurers helps you understand whether […]
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How do you find the best car insurance policy in Alberta? Start by comparing quotes with the same liability limits, deductibles and optional coverages so you are making a true comparison. Consider the insurer’s claims service and financial stability as well as price, and review discounts, exclusions and endorsements carefully. The best policy is not […]
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Everybody loves a good deal, particularly on items or services that can be pricey, like car insurance. For those just beginning their search to find a car insurance policy, the prospect can be daunting, time-consuming and quite stressful. Luckily, we’ve compiled a guide on how to easily secure the best auto insurance rates on policies […]
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Much like the types of coverage and different policies available, car insurance prices vary significantly from person to person in the province of Alberta. The reason for this is simple – insurance companies look at a plethora of factors in order to calculate the risk associated with insuring a particular individual, and the higher the […]
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Do I have to add my child to my car insurance in Alberta? If your child is licensed and regularly or occasionally drives a vehicle in your household, you should tell your insurer or broker. Depending on the insurer, licence type and how often they drive, your child may need to be listed on the […]
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