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The Different Types of Auto Insurance Explained

Two people meeting at a desk discussing car insurnace

What are the different types of auto insurance in Alberta? Alberta auto insurance includes mandatory third-party liability and accident benefits, plus optional coverages such as collision and comprehensive insurance. Collision helps cover damage from a crash, while comprehensive can cover risks such as theft, vandalism, hail and certain animal collisions. The right combination depends on […]

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Tips on How to Lower Car Insurance Rates

Man smiling while driving a car on a sunny day

Car insurance rates are set so that the insurer can earn a profit without alienating potential insurance customers in the process. To sum up a rather complicated relationship, the riskier the insurance customer, the higher the car insurance rates to ensure that the insurer can earn a profit. As such, if you have an interest […]

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Top Car Insurance Questions you Should be Asking

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What questions should you ask about car insurance? Ask what coverages are mandatory, what liability limit is appropriate, how deductibles work, which optional coverages are included and what exclusions apply. You should also ask about discounts, accident forgiveness, rental-car protection and how claims may affect your premium. Comparing answers across insurers helps you understand whether […]

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Why the lowest car insurance rates aren’t always the best option

Hands on steering wheel while driving in traffic at sunset

How do you find the best car insurance policy in Alberta? Start by comparing quotes with the same liability limits, deductibles and optional coverages so you are making a true comparison. Consider the insurer’s claims service and financial stability as well as price, and review discounts, exclusions and endorsements carefully. The best policy is not […]

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How to Get the Best Auto Insurance Rates

Woman smiling while driving car in daylight

Everybody loves a good deal, particularly on items or services that can be pricey, like car insurance. For those just beginning their search to find a car insurance policy, the prospect can be daunting, time-consuming and quite stressful. Luckily, we’ve compiled a guide on how to easily secure the best auto insurance rates on policies […]

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How Are Car Insurance Prices Determined?

Smiling woman leaning out of car window while driving

Much like the types of coverage and different policies available, car insurance prices vary significantly from person to person in the province of Alberta. The reason for this is simple – insurance companies look at a plethora of factors in order to calculate the risk associated with insuring a particular individual, and the higher the […]

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Why Does Young Drivers Insurance Cost More?

Woman driving a car with passengers and sunlight streaming through the window.

Do I have to add my child to my car insurance in Alberta? If your child is licensed and regularly or occasionally drives a vehicle in your household, you should tell your insurer or broker. Depending on the insurer, licence type and how often they drive, your child may need to be listed on the […]

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