Insurance Averages

Average Car Insurance Rates Across Canadian Provinces (Updated for 2026)

Hand holding a small Canadian flag out of a car window on a city street
Jan 1, 2026 | ARC Insurance

Which Canadian province has the cheapest car insurance? In the 2026 figures presented in this article, Quebec has the lowest average annual car insurance premium among the provinces compared. Provincial averages can change over time because insurance systems, regulations, claims costs and market conditions differ across Canada. Your own premium will also depend on your […]

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Why the lowest car insurance rates aren’t always the best option

Hands on steering wheel while driving in traffic at sunset
May 29, 2014 | ARC Insurance

How do you find the best car insurance policy in Alberta? Start by comparing quotes with the same liability limits, deductibles and optional coverages so you are making a true comparison. Consider the insurer’s claims service and financial stability as well as price, and review discounts, exclusions and endorsements carefully. The best policy is not […]

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