premiums

The Different Types of Auto Insurance Explained

Two people meeting at a desk discussing car insurnace

What are the different types of auto insurance in Alberta? Alberta auto insurance includes mandatory third-party liability and accident benefits, plus optional coverages such as collision and comprehensive insurance. Collision helps cover damage from a crash, while comprehensive can cover risks such as theft, vandalism, hail and certain animal collisions. The right combination depends on […]

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Tips on How to Lower Car Insurance Rates

Man smiling while driving a car on a sunny day

Car insurance rates are set so that the insurer can earn a profit without alienating potential insurance customers in the process. To sum up a rather complicated relationship, the riskier the insurance customer, the higher the car insurance rates to ensure that the insurer can earn a profit. As such, if you have an interest […]

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Top Car Insurance Questions you Should be Asking

Friends laughing together while driving in a car

What questions should you ask about car insurance? Ask what coverages are mandatory, what liability limit is appropriate, how deductibles work, which optional coverages are included and what exclusions apply. You should also ask about discounts, accident forgiveness, rental-car protection and how claims may affect your premium. Comparing answers across insurers helps you understand whether […]

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Why the lowest car insurance rates aren’t always the best option

Hands on steering wheel while driving in traffic at sunset

How do you find the best car insurance policy in Alberta? Start by comparing quotes with the same liability limits, deductibles and optional coverages so you are making a true comparison. Consider the insurer’s claims service and financial stability as well as price, and review discounts, exclusions and endorsements carefully. The best policy is not […]

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How Does Car Insurance Work?

Woman documenting car damage on a tablet after a collision

Car insurance is a necessary part of driving in Canada, the United States, and much of the western world. It’s in place to protect the driver, passengers, and all other vehicles and pedestrians on public roads. Essentially, it is in place to protect individuals involved in accidents, theft & damages. Its purpose we understand, but […]

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