Whether you’re a fan of daylight savings time (DST) or not, we all have to deal with it! Recently, there has been an increase in studies that show the effects that a 60-minute time change can have on the body, health and even traffic safety. For instance, road related accidents usually increase both after DST […]
Read More
Alberta is lucky to have an abundance of wildlife. While great for the vitality of our province, wildlife also causes a lot of vehicle collisions. Hitting an animal versus hitting an inanimate object comes with very different insurance ramifications. Read on to learn what to do in a wildlife collision and how it’s likely to […]
Read More
Usage based insurance (UBI) is an insurance program that rewards your good driving habits by decreasing your premiums. When, where and how you drive is all tracked by a small telematics device that is installed in your vehicle. The information is relayed back to your insurance company, who will determine the discount. But what are […]
Read More
The Alberta government is going to be taking a hard look at the provincial auto insurance system in the near future. With the second highest automobile insurance rates in Canada according to the IBC, many people agree that it’s time to take a look and make some changes to the current system. What Does This […]
Read More
Usage based insurance (UBI) is a new insurance program that is meant to reward drivers with lower premiums for having good driving habits. You might ask, “But how will my insurance company know that I regularly practice safe driving behaviours?” The answer is pretty neat. In order to capture and analyze data, a small wireless […]
Read More
this year are likely to lead to another increase in Alberta insurance rates. The 2016 blaze forced more than 80,000 people from their homes, and is said to be the costliest disaster for insurers in Canadian history. Read on to learn more about why you shouldn’t be surprised to see your premiums or deductibles go […]
Read More
Here in Alberta, we operate within a private auto insurance system. This means that customers purchase their auto insurance through a private company. Other provinces, such as B.C or Saskatchewan, operate within a public auto insurance system, which means that customers purchase insurance from a Crown agency. Read on to learn a bit more about […]
Read MoreIn 2014, we posted an article highlighting the average car insurance prices across the provinces. Times have changed, and so have auto insurance rates! Read on for an updated breakdown of insurance rates in Canada, from most to least expensive. The insurance prices were taken from data collected in 2015. We will also compare the […]
Read More
If you own a condo, townhouse or other shared housing property, you are legally obligated to insure the property. If you rent out the property, some of the insurance responsibility falls to the tenant– but not everything. If you are a landlord or tenant, read on for ARC Insurance’s quick reference guide to the different […]
Read More
As a small business owner, you may think one insurance policy or an existing plan covers all of your needs. Unfortunately, many business operators fail to be familiar with all of the ins and outs of commercial insurance and affiliated coverage. Read on for a brief glossary of commercial insurance terms that may or may […]
Read More