What insurance does a small business need? The right coverage depends on the business, but common policies include commercial general liability, property insurance, business interruption, cyber insurance and professional liability. A business with employees, vehicles, specialized equipment or contractual requirements may need additional protection. The goal is to match coverage to the risks created by […]
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Whether you own a single family home, condo, townhouse or other type of domicile, you are legally obligated to insure your property. They may seem similar, but home insurance and condominium insurance provide different levels of coverage. Check out ARC’s guide below to get the low-down on the difference between these types of insurance. CONDO […]
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Whether you are buying a vehicle, a bunch of bananas or even a home– you and your family’s well being may depend on finding the best deal possible. Because of this, every good consumer knows the value of “shopping around.” Well, the same goes for insurance! Comparing insurance rates is the most effective way to […]
Read MoreAt first glance, buying home insurance seems like a routine process with very little margin for error. Unfortunately, this is simply not true. There are many intricacies and complexities among the wide range of insurers and coverage available to property owners. ARC Insurance brokers are specially trained to cut through all the red tape, providing […]
Read MoreWhy use a commercial insurance broker? A commercial insurance broker can assess business risks, compare policies from multiple insurers and explain exclusions or limits that may not be obvious to a business owner. Brokers can also help coordinate specialized coverage for property, liability, cyber, professional services, vehicles or industry-specific exposures. This can save time and […]
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Can a home security system lower your insurance premium? Some insurers offer discounts for approved alarm, monitoring, leak-detection or other loss-prevention systems because they can reduce the likelihood or severity of certain claims. A security system does not guarantee a discount, and eligible devices vary by insurer. Before installing equipment mainly for insurance savings, ask […]
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Your bags are packed; you’re read to go… But are you really prepared for your next trip? If you don’t have travel insurance, you may be leaving the most vital thing at home– your peace of mind! Read on for a brief summary of travel insurance and why ARC is the best choice for your […]
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Drivers in Edmonton, Alberta, have long been known as some of the worst in the nation. As a whole, they disregard traffic laws and safe-driving practices while acknowledging that this leads to accidents that may involve serious injuries or fatalities. Several organizations, including a local law firm, have decided to do something about this issue […]
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These days, everyone is looking for a way to save a few dollars by minimizing monthly costs. Buying generic and lowering your thermostat are practical forms of saving– but how can you directly affect your home insurance premium? Read on for ARC’s summary of five easy, sensible decisions that give your monthly budget some breathing […]
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What does Intact home insurance cover? Intact home insurance can provide protection for the dwelling, personal belongings, additional living expenses and personal liability, subject to the specific policy, limits, deductibles and exclusions selected. Optional endorsements can add protection for risks that may not be included automatically. Because coverage varies by policy, homeowners should review the […]
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