ARC Insurance

What to Do If You Get into a Car Accident

two-cars-in-an-accident

What should you do after a car accident in Alberta? Move to a safe location if possible, check for injuries, call emergency services when required and exchange information with the other drivers involved. Take photos, gather witness details and report the collision as required, then notify your insurer or broker promptly. Avoid admitting fault at […]

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Looking Ahead: The Most and Least Reliable New Cars for Albertans in 2017

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If you’re looking at purchasing a new vehicle in 2017, then this is the article for you! Thanks to Consumer Report’s yearly survey, we have insights as to what new vehicles are the most (and least) reliable. Regardless of what type of vehicle you’re looking for, you don’t want to be spending more time in […]

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Cheap Car Insurance in Edmonton: The Cost of Cut Rate Auto Insurance

white car driving on an empty road at sunset

Is the cheapest car insurance always the best option? No. A lower premium can come with higher deductibles, lower liability limits, fewer endorsements or exclusions that leave you with less protection when you need to make a claim. Compare policies based on coverage, limits, deductibles, claims service and insurer stability as well as price. The […]

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Usage Based Insurance – How it works

back-of-grey-car

Usage based insurance (UBI) is an insurance program that rewards your good driving habits by decreasing your premiums. When, where and how you drive is all tracked by a small telematics device that is installed in your vehicle. The information is relayed back to your insurance company, who will determine the discount. But what are […]

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Alberta Government To Review Auto Insurance Rates

Pickup truck parked on a quiet forest road with fallen autumn leaves

The Alberta government is going to be taking a hard look at the provincial auto insurance system in the near future. With the second highest automobile insurance rates in Canada according to the IBC, many people agree that it’s time to take a look and make some changes to the current system. What Does This […]

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What is Usage Based Insurance & What You Need to Know

Family smiling and hugging inside a car during a drive

Usage based insurance (UBI) is a new insurance program that is meant to reward drivers with lower premiums for having good driving habits. You might ask, “But how will my insurance company know that I regularly practice safe driving behaviours?” The answer is pretty neat. In order to capture and analyze data, a small wireless […]

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Fallout of Summer Fires: The Reason Your Insurance Rates Might Increase

crosses-on-a-hill

this year are likely to lead to another increase in Alberta insurance rates. The 2016 blaze forced more than 80,000 people from their homes, and is said to be the costliest disaster for insurers in Canadian history. Read on to learn more about why you shouldn’t be surprised to see your premiums or deductibles go […]

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2015 Car Insurance Prices Across Canadian Provinces

Which province had the highest car insurance rates in Canada in 2015? According to the 2015 data presented in this article, Ontario had the highest average annual car insurance premium, followed by Alberta. The figures are historical and should not be treated as current insurance pricing because provincial rates, regulations and insurance systems have changed […]

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SPOT THE DIFFERENCE: Tenant Insurance vs. Condo Insurance

Modern condo living room with open layout

What is the difference between condo and tenant insurance? Tenant insurance is designed for renters and typically protects personal belongings, personal liability and certain additional living expenses. Condo insurance is for unit owners and can also cover unit improvements, property within the unit and certain gaps or assessments related to the condominium corporation’s policy. The […]

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