How much car insurance do you need?
The Alberta provincial requirements for auto insurance ensures a very minimal amount of protection. With Edmonton being ranked as a city with one of the highest numbers of auto accidents in Canada, we strongly recommend that our customers consider purchasing extra coverage for extra protection.
We have a wide range of extra automobile coverages that allow you to customize your protection based on your needs and budget. Scroll down for a chart summarizing these options.
Auto Insurance Optional Coverage
|Additional Coverage||Summary of Benefits||Covers|
|Increased Third Party Liability||Protection beyond the $200,000 minimum if you are deemed responsible for damages or injuries to others as a result of a crash.||You|
|Increased Family Protection Coverage||Extra coverage beyond the Alberta minimum for you and your family for injuries resulting from the actions of an at-fault, uninsured or underinsured driver.||You|
|Loss of Use||Cover costs of rental vehicle or alternative transportation while your vehicle is being repaired.||You|
|Liability to Non-Owned Auto||Provides you with Collision and Comprehensive coverage for vehicle rentals within Canada or USA.||Rental Vehicle|
|Collision||Covers cost of repairs to your car regardless of who is at-fault. Also covers hit-and-runs.||Vehicle|
|Comprehensive||Protects your car from different types of damages that do NOT result from a collision. Ie. Fire, theft, vandalism, hail, and other perils.||Vehicle|
|Limited Waiver of Depreciation||Ensures that you receive full value – without depreciation – if vehicle is written off in a claim. *Applicable to brand new vehicles only.||Vehicle|
Note: The information contained within this article is subject to change. Always consult with your current insurance supplier, or a licensed insurance representative, to assess which coverage options are best suited for you. The information collected and compiled here is intended to be used as reference only.