How much car insurance do you need?
The Alberta provincial requirements for auto insurance only ensure a very minimal amount of protection. With Edmonton being one of the most likely cities in Canada to have an auto accident, we strongly recommend that our customers consider buying extra coverage.
We sell a wide range of extra automobile coverages that let you customize your protection based on your needs and budget. Please see below for a summary of some of the options available to help you decide what cover is right for you.
Auto Insurance Optional Coverage
|Additional Coverage||Summary of Benefits||Covers|
|Increased Third Party Liability||Protection beyond the $200,000 minimum if you are deemed responsible for damages or injuries to others as a result of a crash.||You|
|Increased Family Protection Coverage||Provides extra coverage beyond the Alberta minimum for you and your family for injuries resulting from the actions of an at-fault, uninsured or underinsured driver.||You|
|Loss of Use||Can cover the costs of getting a rental vehicle or alternative transportation while your vehicle is being repaired.||You|
|Liability to Non-owned auto||If you need to rent a vehicle in Canada or the USA, this option provides you with Collision and Comprehensive coverage on a rented car.||Rental Vehicle|
|Collision||Pays for repairs to your car regardless of who is at fault in the crash. Also covers hit-and-runs to your vehicle.||Vehicle|
|Comprehensive||Protects your car from a variety of types of damages such as fire, theft, vandalism, hail, and other perils that are NOT a result of collision.||Vehicle|
|Limited Waiver of Depreciation||If you purchase a brand new car, this optional coverage ensures your receive full value - without depreciation - if it is written off in a claim.||Vehicle
The information contained within this article is subject to change. Always speak with your current insurance supplier, or a licensed insurance representative, to answer your specific questions. The information collected and compiled here is intended to simply act as a guide.