Additional Coverage

How much car insurance do you need?

The Alberta provincial requirements for auto insurance only ensure a very minimal amount of protection. With Edmonton being one of the most likely cities in Canada to have an auto accident, we strongly recommend that our customers consider buying extra coverage.

We sell a wide range of extra automobile coverages that let you customize your protection based on your needs and budget. Please see below for a summary of some of the options available to help you decide what cover is right for you. Call ARC Insurance Brokers today at 780-809-8486 in Edmonton for optional additional auto insurance coverage in Alberta.

Auto Insurance Optional Coverage

Additional CoverageSummary of BenefitsCovers
Increased Third Party LiabilityProtection beyond the $200,000 minimum if you are deemed responsible for damages or injuries to others as a result of a crash.You
Increased Family Protection CoverageProvides extra coverage beyond the Alberta minimum for you and your family for injuries resulting from the actions of an at-fault, uninsured or underinsured driver.You
Loss of UseCan cover the costs of getting a rental vehicle or alternative transportation while your vehicle is being repaired.You
Liability to Non-owned autoIf you need to rent a vehicle in Canada or the USA, this option provides you with Collision and Comprehensive coverage on a rented car.Rental Vehicle
Vehicle Coverage
CollisionPays for repairs to your car regardless of who is at fault in the crash. Also covers hit-and-runs to your vehicle.Vehicle
ComprehensiveProtects your car from a variety of types of damages such as fire, theft, vandalism, hail, and other perils that are NOT a result of collision.Vehicle
Limited Waiver of DepreciationIf you purchase a brand new car, this optional coverage ensures your receive full value - without depreciation - if it is written off in a claim.Vehicle
(new only)

The information contained within this article is subject to change. Always speak with your current insurance supplier, or a licensed insurance representative, to answer your specific questions. The information collected and compiled here is intended to simply act as a guide.

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