Additional Coverage

How much car insurance do you need?

The Alberta provincial requirements for auto insurance ensures a very minimal amount of protection. With Edmonton being ranked as a city with one of the highest numbers of auto accidents in Canada, we strongly recommend that our customers consider purchasing extra coverage for extra protection.

We have a wide range of extra automobile coverages that allow you to customize your protection based on your needs and budget. Scroll down for a chart summarizing these options.

Auto Insurance Optional Coverage

Additional Coverage Summary of Benefits Covers
Increased Third Party Liability Protection beyond the $200,000 minimum if you are deemed responsible for damages or injuries to others as a result of a crash. You
Increased Family Protection Coverage Extra coverage beyond the Alberta minimum for you and your family for injuries resulting from the actions of an at-fault, uninsured or underinsured driver. You
Loss of Use Cover costs of rental vehicle or alternative transportation while your vehicle is being repaired. You
Liability to Non-Owned Auto Provides you with Collision and Comprehensive coverage for vehicle rentals within Canada or USA. Rental Vehicle
Vehicle Coverage
Collision Covers cost of repairs to your car regardless of who is at-fault. Also covers hit-and-runs. Vehicle
Comprehensive Protects your car from different types of damages that do NOT result from a collision. Ie. Fire, theft, vandalism, hail, and other perils. Vehicle
Limited Waiver of Depreciation Ensures that you receive full value – without depreciation – if vehicle is written off in a claim. *Applicable to brand new vehicles only. Vehicle

Note: The information contained within this article is subject to change. Always consult with your current insurance supplier, or a licensed insurance representative, to assess which coverage options are best suited for you. The information collected and compiled here is intended to be used as reference only.


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