Owning a home is much more than just paying off a mortgage. If you want to protect your investment, you should maintain it, update it and– yes– insure it! While your current level of coverage may be appropriate for your home as-is, renovations can actually impact the type of policy you need and how high […]
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Emergency Preparedness & Insurance May 6th through 12th every year has been declared Emergency Preparedness Week by the Government of Canada. Countrywide, people use this event as a yardstick to measure their own home’s readiness to handle emergencies. Alberta Emergency Management Agency (AEMA) is partnered with Public Safety Canada to spread these messages throughout the […]
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Car insurance rates are set so that the insurer can earn a profit without alienating potential insurance customers in the process. To sum up a rather complicated relationship, the riskier the insurance customer, the higher the car insurance rates to ensure that the insurer can earn a profit. As such, if you have an interest […]
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What insurance do I need for a short-term rental? Short-term rental hosts should have insurance that specifically allows the property to be used for short-term rental activity, since a standard home policy may exclude or restrict that use. Coverage should be reviewed for the building, contents, liability, guest-caused damage and lost rental income. Tell your […]
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One of the first things people tend to look at when trying to find ways to save money on monthly costs is car insurance. For many in Edmonton, the monthly costs for their auto coverage represents a significant part of their paychecks – especially if one doesn’t have many years of clean history with no accidents or tickets. So when is the best time to remove optional vehicle insurance, such as collision and comprehensive coverage?
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Many home and property insurance claims here in Alberta are a result of our ever-changing weather. Whether cold and icy, hot and dry or even windy and rainy – we all know that we live in an environment that can be as harsh as it is beautiful. Lately, there has been a lot of concern […]
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Does mileage affect car insurance rates? Yes, annual mileage can affect your premium because driving more kilometres generally increases your exposure to accidents and claims. Insurers may consider annual kilometres, commuting distance and how the vehicle is used when calculating rates. Drivers with lower mileage may qualify for different pricing or usage-based options with some […]
Read MoreWhen it comes to protecting your property and the people within it, insurance is often in the same conversation. Having a policy in place to preserve your investments is important– but do not overlook the things you can do prevent a security breach in the first place. A more secure property is often more affordable […]
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What should you know before buying auto insurance? Before choosing car insurance, understand the mandatory Alberta coverages, your liability limit, deductibles and whether you need optional collision, comprehensive, rental vehicle or loss-of-use protection. Your driving history, vehicle, location and use of the car can all affect price. Comparing quotes from multiple insurers helps you balance […]
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What documents do I need for car insurance? Insurers typically need your driver’s licence, vehicle details such as the VIN and registration information, your address, driving history and information about anyone else who will drive the vehicle. You may also be asked for your current insurance details or claims history. Having this information ready can […]
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