If you’re looking at purchasing a new vehicle in 2017, then this is the article for you! Thanks to Consumer Report’s yearly survey, we have insights as to what new vehicles are the most (and least) reliable. Regardless of what type of vehicle you’re looking for, you don’t want to be spending more time in […]
Is the cheapest car insurance always the best option? No. A lower premium can come with higher deductibles, lower liability limits, fewer endorsements or exclusions that leave you with less protection when you need to make a claim. Compare policies based on coverage, limits, deductibles, claims service and insurer stability as well as price. The […]
Whether you’re a fan of daylight savings time (DST) or not, we all have to deal with it! Recently, there has been an increase in studies that show the effects that a 60-minute time change can have on the body, health and even traffic safety. For instance, road related accidents usually increase both after DST […]
Usage based insurance (UBI) is an insurance program that rewards your good driving habits by decreasing your premiums. When, where and how you drive is all tracked by a small telematics device that is installed in your vehicle. The information is relayed back to your insurance company, who will determine the discount. But what are […]
The Alberta government is going to be taking a hard look at the provincial auto insurance system in the near future. With the second highest automobile insurance rates in Canada according to the IBC, many people agree that it’s time to take a look and make some changes to the current system. What Does This […]
Usage based insurance (UBI) is a new insurance program that is meant to reward drivers with lower premiums for having good driving habits. You might ask, “But how will my insurance company know that I regularly practice safe driving behaviours?” The answer is pretty neat. In order to capture and analyze data, a small wireless […]
Which province had the highest car insurance rates in Canada in 2015? According to the 2015 data presented in this article, Ontario had the highest average annual car insurance premium, followed by Alberta. The figures are historical and should not be treated as current insurance pricing because provincial rates, regulations and insurance systems have changed […]
Drivers in Edmonton, Alberta, have long been known as some of the worst in the nation. As a whole, they disregard traffic laws and safe-driving practices while acknowledging that this leads to accidents that may involve serious injuries or fatalities. Several organizations, including a local law firm, have decided to do something about this issue […]
What does Intact auto insurance cover? Intact auto insurance can include Alberta’s mandatory liability and accident benefits along with optional collision, comprehensive and other endorsements, depending on the policy selected. Optional features and discounts can change over time and eligibility varies by driver. Review the actual quote and policy wording to confirm deductibles, limits, rental […]
Imagine heading up to a cottage in the summer, going on a road trip, or simply parking in a busy public parking lot when the unexpected happens. Your either collide with an animal, your vehicle is stolen, or an act of nature damages your vehicle. Basic car insurance only covers you for so much, but […]