Manufacturing Insurance

Manufacturers Insurance Made for Canadian Businesses

Manufacturing Insurance

Manufacturing is constantly evolving. That’s why manufacturing insurance is critical – to protect your business when it’s needed most. We have the insurance expertise and solutions to help Canadian businesses navigate the risks and threats they face on a daily basis so they can focus on the supply chain that grows their business.
We work with manufacturers of all sizes and budgets, from new ventures to national manufacturers with complex risk management demands.


What is manufacturers insurance?

A manufacturing business faces considerable everyday risk: fire, explosion, third-party liability claims, loss of goods in transit, business interruption and product recalls are just some of the threats faced by manufacturers. Manufacturing insurance, customized for the individual needs of the business, can help protect manufacturers when problems arise in their facilities and other points throughout the supply chain.

What does manufacturers insurance cover?

Most manufacturers insurance policies include the following key components:

Property Coverage: protection against events that lead to damage or loss of your building, contents, equipment and fixtures. Fire, explosion, theft, and windstorm are common examples of perils.

Commercial General Liability (CGL) Insurance: protects you against claims of bodily injury or property damage against third parties, including legal expenses, settlement costs, and medical fees of the injured party.

Products Liability: protects against claims alleging that a third party suffered bodily injury or property damage caused by a product that you manufacture, import, distribute, or sell to a customer. Claims may result from defects during the design, manufacturing, or marketing of a product.

Manufacturer’s Errors and Omissions (E & O) Insurance: also known as professional liability, manufacturer’s errors and omissions insurance protects you from lawsuits alleging that you failed to deliver or provide a product or service as promised.

Equipment Breakdown Insurance: protects your company’s mechanical, electrical, and computer equipment from unexpected breakdowns. Equipment covered may include mechanical, electrical, computer and communications, air conditioner and refrigeration systems, and boilers and pressure equipment.

Business Interruption Insurance: helps your business pay bills, replace lost income and cover payroll when a covered event forces your business to temporarily cease operations.

Cyber Insurance: covers your business for liability resulting from data breaches, ransomware, and other malicious acts.

Goods In Transit Insurance: protects your insured goods against loss or damage by fire, theft, or accidental means while the goods are in transit in a road vehicle or train or housed in the ordinary course of transit.

Product Recall Insurance: protects your business against the fallout that occurs when a product causes injury or other damage to customers. Product recalls can result from flaws in manufacturing, design, marketing, or even misuse by end users.

How much does manufacturers insurance cost?

Pricing for manufacturing insurance policies is determined by many factors, such as:

  • Business size and gross revenue
  • Industry sector and goods or services provided
  • Years in business and loss history
  • Risk mitigation and loss prevention strategies employed by the business

Whether you’re a new venture or established manufacturer, our broker team will shop on your behalf and obtain quotes from competing insurance carriers that meet your risk management needs as well as your budget.

We provide custom-tailored insurance solutions for the following industries:

  • Beauty and cosmetic products
  • Building materials
  • Chemical production
  • Clothing and textile products
  • Consumer goods
  • Electrical equipment and wiring
  • Food and beverage manufacturers
  • Manufacturing start ups
  • Metal fabrication, processing, casting, forging, and finishing
  • Plastic and rubber manufacturing
  • Pulp, paper, and packaging materials
  • Wood products and furniture

Areas served

We serve clients based out of the following regions:

Alberta: Edmonton, Calgary, Red Deer, Lethbridge, Airdrie, Ft. McMurray, Medicine Hat, Grande Prairie, St. Albert, Spruce Grove, Leduc, Stony Plain, Cochrane, Llodminster.

British Columbia: Vancouver, Victoria, Kelowna, Abbotsford, White Rock, Nanaimo, Kamloops, Chilliwack, Prince George, Vernon, Penticton

Let our team of insurance and risk management experts help you build a custom insurance solution that meets your budget. Get in touch to discuss your manufacturing insurance needs today.


Our Partners

ARC Insurance Brokers is backed by some the biggest names in the industry.