Telematics & Car Insurance: What You Need to Know About Usage-Based Insurance

While car driving on asphalt on sunny day

Telematics, also known as pay-as-you-drive insurance, black box insurance, or usage-based insurance (UBI) is a type of policy that calculates your insurance based on how you drive. This system was designed to reward drivers who drive short distances, infrequently, and sensibly. But is it the right car insurance choice for everyone? The idea of telematics […]

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What is Pollution Liability Insurance?

Person in neon green shirt and blue jeans stands holding a gas mask

When construction companies and contractors work with hazardous substances, they can face liability risks. The substances they use may contaminate neighbouring properties or release chemicals into the air or groundwater. Pollution coverage, also known as environmental coverage, is excluded from general liability insurance policies but you can purchase this additional coverage to protect your company’s […]

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What is Distracted Driving and How Does It Impact Your Insurance?

Distracted driver in a vehicle with a blue travel mug and sandwich in hand

Once upon a time, you had to pull your car over and find a payphone to make a call en route. With a cell phone in the pocket of almost every Alberta driver, laws had to come into place to address the issue of distracted driving. However, distracted driving does not only include cellphone use. […]

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Why Your Business Needs Cybersecurity Insurance

Person sitting in a dark room looks at website code on a laptop computer.

Preventing cyber-crime is a top priority, and for good reason: the threat level is higher than ever. According to Varonis, data breaches exposed 36 billion records in the first half of 2020. While partnering with a Managed Services Provider (MSP) can help enhance cybersecurity, no network should ever be assumed 100% secure. Cybersecurity insurance is […]

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First-Time Homebuyers: What Do You Need To Know?

Happy couple shakes hands with a real estate agent in front of their newly purchased home

Are you ready to buy a home for the first time? First of all, congratulations! Buying a home is an exciting milestone, but the process can be confusing and overwhelming. At ARC Insurance we understand that a home is an important asset and investment. In order to get it right the first time, we’ve created […]

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How to Effectively Transition to a Remote Business Model

Man working from home in front of computer

The current pandemic certainly has tested the effectiveness of a remote business model. As more and more businesses make choices to protect the health of their employees, many owners find themselves exploring the idea of having their employees work safely from home. Even as the pandemic winds down and things go back to normal, many […]

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Engineering Insurance: Common Claims and How to Handle Them

drafting table with blueprints

When you provide a service to the public that can result in unwanted injury or damage, it is imperative that you have the proper insurances to cover you and your business. For engineers, this is especially important since mistakes can lead to damage, injury and even death. Thankfully, there are engineering insurance policies that will […]

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Sewer Backup Coverage: What Is It and Why Do You Need It?

Orange sidewalk closed sign in front of flooded street

You wake up in the morning and notice a weird smell coming from your basement. Upon inspection, you realize that sewage has backed up into your home and ruined your lower level. No worries, right? Your home insurance will cover it. Unfortunately, sewer backups are not covered under a basic home insurance policy. This type […]

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Holiday Hours 2020

It’s almost time for everyone’s favorite period of the year! Since we hope to spend some quality time with our families and friends, holiday closure period is ahead of us. We hope that you will enjoy the holidays just as much as we will. Please note that our holiday hours have been revised as follows: […]

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The Importance of Business Interruption Coverage


When you own a business, you are likely to purchase the necessary insurance to cover your property and product. However, although a property insurance policy can repair the damage, how are you going to cover your loss of revenue? Thankfully, business interruption coverage is designed just for this reason. Should business halt due to an […]

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