Edmonton is a city of wonderful extremes but for homeowners, the shift from unbearably hot summer days to frigid winter nights can cause concern when it comes to the condition of your house. Preparing for winter involves more than simply kicking your home’s heating system into gear. Extremely low temperatures can wreak havoc not only […]
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The number of summer days that far exceed 30°C are on the rise in Edmonton and summer days and nights are starting to feel a lot more tropical. Not only is heat uncomfortable, but it can amplify existing health conditions. That’s why when the summer heat hits, it’s important to properly prepare your home – […]
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Telematics, also known as pay-as-you-drive insurance, black box insurance, or usage-based insurance (UBI) is a type of policy that calculates your insurance based on how you drive. This system was designed to reward drivers who drive short distances, infrequently, and sensibly. But is it the right car insurance choice for everyone? The idea of telematics […]
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When construction companies and contractors work with hazardous substances, they can face liability risks. The substances they use may contaminate neighbouring properties or release chemicals into the air or groundwater. Pollution coverage, also known as environmental coverage, is excluded from general liability insurance policies but you can purchase this additional coverage to protect your company’s […]
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Once upon a time, you had to pull your car over and find a payphone to make a call en route. With a cell phone in the pocket of almost every Alberta driver, laws had to come into place to address the issue of distracted driving. However, distracted driving does not only include cellphone use. […]
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Preventing cyber-crime is a top priority, and for good reason: the threat level is higher than ever. According to Varonis, data breaches exposed 36 billion records in the first half of 2020. While partnering with a Managed Services Provider (MSP) can help enhance cybersecurity, no network should ever be assumed 100% secure. Cybersecurity insurance is […]
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Are you ready to buy a home for the first time? First of all, congratulations! Buying a home is an exciting milestone, but the process can be confusing and overwhelming. At ARC Insurance we understand that a home is an important asset and investment. In order to get it right the first time, we’ve created […]
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The current pandemic certainly has tested the effectiveness of a remote business model. As more and more businesses make choices to protect the health of their employees, many owners find themselves exploring the idea of having their employees work safely from home. Even as the pandemic winds down and things go back to normal, many […]
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When you provide a service to the public that can result in unwanted injury or damage, it is imperative that you have the proper insurances to cover you and your business. For engineers, this is especially important since mistakes can lead to damage, injury and even death. Thankfully, there are engineering insurance policies that will […]
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You wake up in the morning and notice a weird smell coming from your basement. Upon inspection, you realize that sewage has backed up into your home and ruined your lower level. No worries, right? Your home insurance will cover it. Unfortunately, sewer backups are not covered under a basic home insurance policy. This type […]
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