Sewer Backup Coverage: What Is It and Why Do You Need It?

Orange sidewalk closed sign in front of flooded street

You wake up in the morning and notice a weird smell coming from your basement. Upon inspection, you realize that sewage has backed up into your home and ruined your lower level. No worries, right? Your home insurance will cover it. Unfortunately, sewer backups are not covered under a basic home insurance policy. This type […]

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Holiday Hours 2020

It’s almost time for everyone’s favorite period of the year! Since we hope to spend some quality time with our families and friends, holiday closure period is ahead of us. We hope that you will enjoy the holidays just as much as we will. Please note that our holiday hours have been revised as follows: […]

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The Importance of Business Interruption Coverage

When you own a business, you are likely to purchase the necessary insurance to cover your property and product. However, although a property insurance policy can repair the damage, how are you going to cover your loss of revenue? Thankfully, business interruption coverage is designed just for this reason. Should business halt due to an […]

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Unique Insurance Considerations for Machine Shops

Not all small businesses require the same insurance coverage. Some businesses may even require specialized coverage due to However, it’s important as a business owner to understand which insurance policies would best benefit their particular type of company. Machine shops are a specialized business that require unique insurance considerations. ARC Insurance can create a policy […]

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What is Cyber Insurance and Who Needs It?

It seems that nowadays technology evolves at an alarming rate. As our use of computers and information technology expands, so too does its use in the business world. Businesses large and small rely more and more on technology to conduct everyday business – store information, automate transactions, marketing, and more. Computers have helped to increase […]

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The Colour Of Your Car Doesn’t Matter & Other Auto Insurance Myths

There are a ton of auto insurance myths and misnomers floating around, so join ARC Insurance Brokers as we work to debunk some of the most common myths and provide you with some clarity on the auto insurance world. Myth 1: Red cars are more expensive to insure. This is probably one of the longest-standing […]

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What Type of Insurance Does My Restaurant Need?


Whether your own or operate an existing restaurant or you have plans to open one, there are many logistical realities to consider. One such issue is the insurance necessary to any business, as well as other specializations due to being in the food service industry. Keep reading for a crash course on insuring a restaurant, […]

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How Much is Car Insurance in Alberta?


There are a number of factors that insurance companies consider when measuring the likelihood of losses from car accidents that they would have to compensate for. The answer to how much is car insurance in Alberta can be found by looking at these factors: At-fault accidents Insurance rate premiums rise with at-fault accidents. A lot […]

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Am I Covered? Restaurants & Third Party Food Contamination

Running a restaurant is no easy task. Between managing staff, ordering products, and keeping both the kitchen and dining room maintained, restaurant owners and managers have a full plate. In addition to the day-to-day concerns, owners must always be prepared for the unexpected — anything out of the ordinary that could affect their business. One […]

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Do I need business insurance to work from home?

Every year more people blur the lines between their home and the workplace. Whether you work remotely for an employer or you own and operate a business, using any portion of your home for this purpose could have unintended consequences. For this reason alone, you should always review your home insurance policy and speak with […]

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