What insurance does a restaurant need? Restaurants commonly need commercial property, general liability, business interruption and equipment breakdown coverage, with additional options for food spoilage, liquor liability, cyber risk or commercial auto depending on operations. Coverage needs vary based on whether the business owns the building, serves alcohol, offers delivery or uses specialized equipment. A […]
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Do you need business insurance to work from home? You may need business insurance if you run a business from home because a standard home policy can limit or exclude business property, inventory, professional services and liability arising from commercial activity. The right coverage depends on what you do, whether clients visit, what equipment you […]
Read MoreWhat insurance does an electrician need? Electricians commonly need commercial general liability to help protect against claims involving bodily injury or property damage arising from their work. Depending on the business, they may also need tools and equipment coverage, commercial auto, property insurance, cyber insurance, course-of-construction coverage or professional liability. Contract requirements and job-site risks […]
Read MoreAs a contractor, you have many responsibilities that must be taken seriously or else your risk losing reputation, clients or even the entire business. One such issue is the proper insuring of your liabilities and employees, as well as the results of your work. Whether you do residential or commercial work, all contractors need some […]
Read MoreOwning or operating a business comes with many serious responsibilities – even so, proper insurance could end up being the most important of them all. This practice is most crucial if you maintain a professional or commercial space, such as an office, clinic, agency or even a fleet. There are many other premises where different […]
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If you own a business, you know just how vital proper insurance is to safe and successful day-to-day operations. Having the right coverage means you can run your business confidently and without fear that you will be left liable due to unforeseen circumstances. Insurance policies can be complex- if you are confused, continue reading for […]
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Running a business comes with a number of risks, no matter how big or small the company. Having the proper commercial insurance policy in place can give you peace of mind knowing your business is covered if something happens. Protecting both your personal and business assets is critical to business success – read on for […]
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What insurance does a small business need? The right coverage depends on the business, but common policies include commercial general liability, property insurance, business interruption, cyber insurance and professional liability. A business with employees, vehicles, specialized equipment or contractual requirements may need additional protection. The goal is to match coverage to the risks created by […]
Read MoreWhy use a commercial insurance broker? A commercial insurance broker can assess business risks, compare policies from multiple insurers and explain exclusions or limits that may not be obvious to a business owner. Brokers can also help coordinate specialized coverage for property, liability, cyber, professional services, vehicles or industry-specific exposures. This can save time and […]
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